Integrated Wealth Management · Pittsburgh, PA
You spent a career building it. Now make all of it work together.
Investments, taxes, legal and risk. One team. One plan.
No pitch. No obligation. Nothing to prepare.
- 28+ years advising families and business owners
- Hundreds of millions in assets advised
- Four drivers. One team. One plan.
The person you will speak with on your first call.
The turning point
You have the assets. Do you have the plan?
Most people we meet are not short on advisors. They are short on coordination.
- “My advisor handles the investments and my CPA handles the taxes. Nobody is looking at the whole picture.”
- “I am a few years from retirement and I still don't know what we can actually spend.”
- “Most of what we have is in a 401(k) and an IRA. How do we turn that into a paycheck that lasts?”
- “I may sell the business in the next few years and I have no idea what the tax bill looks like.”
- “Our estate documents were drawn up fifteen years ago. I am not sure they still say what we want.”
If any of that sounds familiar, you are not alone. And you are not stuck.
Each of your professionals is doing their job. The problem is that nobody is doing the whole job. The investment decision gets made without the tax effect. The business gets sold without a plan for the proceeds. The insurance was bought from whoever called first.
That is the work we do.
A short conversation with Demitri. No pitch, no obligation.
The Total Wealth Equation™
Four drivers of wealth. One integrated team.
Most firms describe themselves as integrated. What they usually mean is a referral network: an advisor who knows an accountant who knows an attorney. At Union Bridge Capital the four drivers of your wealth are handled by one team, working from one plan, with each discipline checking the others.
Driver 01
Investment Management
Returns from public investments such as stocks and bonds, and from private investments such as business equity, managed with your tax position and your risk in view.
Driver 02
Tax & Accounting
In-depth, year-round tax planning that uses the mitigation strategies available to you, not a once-a-year filing that reports what already happened.
Driver 03
Legal Coordination
Legal structures that can increase tax savings and protect assets from outside parties, coordinated with the rest of the plan rather than bolted on.
Driver 04
Risk Management
Managing the investment and liability risks that could reduce your overall wealth, so one event does not undo decades of work.
The result we manage toward
Spendable Wealth
The goal is not the biggest figure on a statement. It is the most you can actually use, after tax and after risk, for retirement, a business transition, your family or the causes you care about. All four drivers are managed toward that one number, by one team.
Right brain.
What you want life to look like. When you stop working, who you take care of, what you leave behind. Most advisors skip this part. We start here.
Left brain.
The arithmetic that makes it hold. Taxes, income, risk and structure, checked by people who do each of those things every day.
One plan.
The right brain sets the destination. The left brain proves the route. You see both, in plain language, before you decide anything.
Book a short call with Demitri. We will tell you plainly whether the four drivers are working together in your case.
What to expect
What happens when you book a call.
Step one is a short fit call with Demitri Patsilivas. We learn where you are, what prompted the call and whether we are the right fit for each other. If we are not, we will say so and point you somewhere useful.
If it makes sense to continue, the work follows three meetings:
-
01
Discovery
Your goals, your concerns, your family and the questions most advisors skip. You also learn exactly how we work and what it costs.
-
02
Your numbers
We gather the financial picture: accounts, tax returns, insurance, estate documents and business interests, collected securely by our team and reviewed across all four drivers.
-
03
Your draft plan
We present a draft plan: what to change, what to keep and what it could mean in after-tax, spendable terms. You decide whether to move forward. No pressure either way.
Pick a time that suits you. Nothing to prepare.
You walk away with
A candid read on whether your investments, taxes, legal structure and insurance are working together, and what it would take to close the gaps.
If we are not the right fit, you will still leave with a clearer picture of what to ask whoever you work with next.
No sales pitch. No obligation.
Nothing to prepare for the first call. Please do not send financial documents by email. Anything we need is collected securely once we agree to work together.
A candid note
We are not the right fit for everybody.
Our process is thorough and our team is deliberately small. It works best for people whose situation has enough moving parts to benefit from integration.
In investable assets, typically a 401(k), IRA, brokerage account or business sale proceeds.
Of retirement or a business transition, or recently retired.
Prepares your taxes, or you would like one to.
Usually a good fit
- $1 million or more in investable assets.
- Retiring within about ten years, recently retired, or planning a business transition.
- A professional prepares your taxes, or you want one to.
- You want one team accountable for the whole picture, not a stack of business cards.
Probably not a fit
- You prepare your own taxes and prefer to keep it that way.
- You want a product, a stock pick or a one-time transaction.
- You want the investments managed and nothing else.
Not sure? Book the call anyway.It costs nothing, and we will tell you plainly.
Book a callOur difference
One hand to shake.
Traditional wealth management hands you a stack of business cards and leaves you to coordinate them. We built Union Bridge Capital so that one team is accountable for the whole picture.
We are not an investment bank. We are not a business broker. We are not a product shop.
That is not what we do.
We do not exist to sell you a deal or a product. We exist to help you build the plan that gets you from where you are now to the life you actually want next. The investments, the tax work, the legal structure and the insurance are each one piece of that. Not the whole thing.
Who you will meet
The people on the other side of the call.
Daniel J. Thompson
Principal
Dan leads the firm and the Total Wealth Equation™ approach behind it. He built Union Bridge Capital around a simple objection to the industry: most firms exist to sell you something off the rack.
“I hate financial firms because they exist to sell you an off the rack suit. Union Bridge crafts custom plans, carefully measured to fit each client's needs.”
Demitri Patsilivas
Chief Operations Officer
Demitri is the first person you will speak with. He runs the fit call, explains how the three meetings work and makes sure the right members of the team are in the room for your situation.
Expect a conversation, not a presentation. His job on the first call is to understand what prompted it and to tell you plainly whether we can help.
A short conversation. No pitch, no obligation.
Common questions
Before you book.
Is there a cost for the first call?
No. The fit call is complimentary and carries no obligation on either side.
Do I need to prepare anything?
No. Bring your questions. Please do not send financial documents by email. If we go on to work together, our team collects what it needs through secure channels.
Is there a minimum?
Our process is built for households with $1 million or more in investable assets. If you are close or unsure, book the call and we will tell you plainly.
Will you try to sell me something on the call?
No. The first call is about fit. Any recommendation comes only after the three meetings, in writing, with the numbers behind it.
I already have an advisor and a CPA. Why would I need this?
Many of our clients did too. The difference is coordination: one team, one plan, and every decision made with the tax, legal and risk effects in view at the same time.
Where are you based?
Washington's Landing in Pittsburgh, Pennsylvania. Meetings can be held in person or by video.
Start here
Ready to see the whole picture?
Pick a time that suits you. We will listen first, and you will walk away with something useful either way.
Prefer to talk? Call 412-465-1490. Please do not send personal or financial documents by email.
The quickest way to learn more is a short conversation with Demitri. Pick a time below. No pitch, no obligation, nothing to prepare.